.program-module__tL2s9a__page{min-height:100vh}.program-module__tL2s9a__hero{color:#fff;padding:80px 0 60px}.program-module__tL2s9a__heroContent{flex-direction:column;gap:20px;max-width:700px;display:flex}.program-module__tL2s9a__heroTitle{color:#fff;margin:0;font-size:clamp(2rem,5vw,3.2rem);font-weight:800;line-height:1.1}.program-module__tL2s9a__heroTitle span{color:#fbbf24}.program-module__tL2s9a__heroSubtitle{color:#ffffffe6;margin:0;font-size:1.125rem;line-height:1.7}.program-module__tL2s9a__heroCtas{flex-wrap:wrap;gap:12px;margin-top:8px;display:flex}.program-module__tL2s9a__sectionHeader{text-align:center;margin-bottom:48px}.program-module__tL2s9a__benefitsGrid{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px;display:grid}.program-module__tL2s9a__benefitCard{background:#fff;border:1px solid #e8ecf4;border-radius:16px;padding:28px 24px;transition:transform .2s,box-shadow .2s;box-shadow:0 2px 12px #00000012}.program-module__tL2s9a__benefitCard:hover{transform:translateY(-4px);box-shadow:0 8px 24px #1b4fd81f}.program-module__tL2s9a__benefitIcon{margin-bottom:14px;font-size:2.2rem}.program-module__tL2s9a__benefitTitle{color:#0f172a;margin:0 0 8px;font-size:1.05rem;font-weight:700}.program-module__tL2s9a__benefitDesc{color:#64748b;margin:0;font-size:.9rem;line-height:1.6}.program-module__tL2s9a__stepsRow{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;display:grid;position:relative}.program-module__tL2s9a__stepItem{text-align:center;background:#f8faff;border:1px solid #e2e8f7;border-radius:16px;padding:28px 20px;transition:transform .2s}.program-module__tL2s9a__stepItem:hover{transform:translateY(-3px)}.program-module__tL2s9a__stepNum{color:#fff;background:linear-gradient(135deg,#1b4fd8,#0ea5e9);border-radius:50%;justify-content:center;align-items:center;width:52px;height:52px;margin:0 auto 16px;font-size:1.1rem;font-weight:800;display:flex}.program-module__tL2s9a__stepTitle{color:#0f172a;margin:0 0 10px;font-size:1rem;font-weight:700}.program-module__tL2s9a__stepDesc{color:#64748b;margin:0;font-size:.875rem;line-height:1.6}.program-module__tL2s9a__cta{text-align:center;color:#fff;background:linear-gradient(135deg,#1b4fd8 0%,#0ea5e9 100%);border-radius:24px;margin-top:80px;padding:60px 40px}.program-module__tL2s9a__cta h2{color:#fff;margin:0 0 12px;font-size:clamp(1.5rem,3vw,2rem);font-weight:800}.program-module__tL2s9a__cta p{color:#ffffffd9;margin:0 0 28px;font-size:1rem}@media (max-width:768px){.program-module__tL2s9a__hero{padding:60px 0 40px}.program-module__tL2s9a__heroCtas{flex-direction:column}.program-module__tL2s9a__cta{padding:40px 24px}.program-module__tL2s9a__stepsRow{grid-template-columns:1fr 1fr}}.program-module__tL2s9a__stepsGrid{grid-template-columns:repeat(4,1fr);gap:20px;margin-bottom:64px;display:grid}.program-module__tL2s9a__stepCard{text-align:center;background:#fff;border:1px solid #fde68a;border-radius:12px;padding:24px 20px;box-shadow:0 4px 15px #f59e0b0d}.program-module__tL2s9a__stepCard h4{color:#1e293b;margin-bottom:8px;font-size:.95rem;font-weight:700}.program-module__tL2s9a__stepCard p{color:#64748b;font-size:.85rem;line-height:1.5}.program-module__tL2s9a__calcSection{background:#fff;border:1px solid #e2e8f0;border-radius:20px;max-width:900px;margin:0 auto;padding:40px;box-shadow:0 10px 30px #0000000d}.program-module__tL2s9a__calcGrid{grid-template-columns:1fr 1fr;gap:40px;display:grid}.program-module__tL2s9a__calcLabel{color:#1e293b;margin-bottom:8px;font-size:.9rem;font-weight:700;display:block}.program-module__tL2s9a__calcLabel span{color:#ef4444}.program-module__tL2s9a__calcInput{color:#1e293b;background:#f8fafc;border:1px solid #cbd5e1;border-radius:10px;width:100%;padding:14px 16px;font-size:1.05rem;transition:all .2s}.program-module__tL2s9a__calcInput:focus{background:#fff;border-color:#1b4fd8;outline:none;box-shadow:0 0 0 4px #1b4fd81a}.program-module__tL2s9a__calcResultBox{background:#f8fafc;border:1px solid #e2e8f0;border-radius:16px;padding:30px}.program-module__tL2s9a__resRow{color:#64748b;justify-content:space-between;align-items:center;margin-bottom:12px;font-size:.95rem;display:flex}.program-module__tL2s9a__resLabel{align-items:center;gap:8px;display:flex}.program-module__tL2s9a__resVal{color:#1e293b;font-weight:700}.program-module__tL2s9a__resMain{border-top:2px dashed #e2e8f0;justify-content:space-between;align-items:center;margin-top:24px;padding-top:24px;display:flex}.program-module__tL2s9a__resMainLabel{color:#1e293b;font-size:1.1rem;font-weight:800}.program-module__tL2s9a__resMainVal{color:#1b4fd8;font-family:Nunito,sans-serif;font-size:1.8rem;font-weight:800}.program-module__tL2s9a__calcInfo{color:#92400e;background:#fffbeb;border-left:4px solid #f59e0b;gap:12px;margin-top:20px;padding:12px 16px;font-size:.85rem;display:flex}@media (max-width:768px){.program-module__tL2s9a__calcGrid{grid-template-columns:1fr;gap:30px}.program-module__tL2s9a__stepsGrid{grid-template-columns:1fr 1fr}.program-module__tL2s9a__calcSection{padding:30px 20px}}@media (max-width:480px){.program-module__tL2s9a__stepsGrid{grid-template-columns:1fr}}